Free TV Licence for UK Pensioners: The topic of the Free TV Licence for UK Pensioners has sparked plenty of interest, especially among older citizens and their families trying to make sense of the latest rules. With rising living costs in 2026, knowing whether you qualify for a free TV licence is more important than ever. The government has now officially approved the updated structure, but the benefit is not for every pensioner anymore.
Today, if you are aged 75 or older and receive Pension Credit, you are entitled to a Free TV Licence for UK Pensioners. But if you are not on Pension Credit, the full annual fee still applies. This guide will walk you through everything you need to know, from eligibility to how to apply, and answer common questions along the way.
Free TV Licence for UK Pensioners: Who Qualifies and What You Need to Know
Understanding the current rules for the Free TV Licence for UK Pensioners is crucial. It is no longer a blanket benefit for everyone over 75. Instead, it is now a targeted support system aimed at pensioners with limited income. To qualify, you or your partner must be 75 or over and receiving Pension Credit. This benefit is not automatic, so you need to actively claim it by showing that you meet the eligibility criteria. You can apply when you turn 74 so that your free licence is ready by the time you reach 75. This change, although approved officially, has left many unsure about their rights. That is why we are breaking it down in a simple, reader-friendly way to help you understand your entitlements clearly.
Overview Table: Free TV Licence at a Glance
| Key Detail | Description |
| Age Requirement | Must be aged 75 or older |
| Income Requirement | Must receive Pension Credit (you or your partner at the same address) |
| When to Apply | From age 74 to ensure coverage from 75 |
| What It Covers | Free licence for entire household |
| Standard TV Licence Fee (2026) | £159 per year if not eligible |
| Previous Scheme End Date | Universal free licence ended on 1 August 2020 |
| Funding Responsibility | Now handled by the BBC, not the government |
| Other Available Concessions | 50% discount for those who are registered blind or severely sight-impaired |
| Coverage | All UK regions including Scotland, Wales, England, and Northern Ireland |
| Application Methods | Online, by phone, or by post via TV Licensing or GOV.UK |
Eligibility Criteria
The first thing to know is that being over 75 is no longer enough to receive a free TV licence. You must also be claiming Pension Credit, which is a government benefit for people on low incomes in retirement. If either you or your partner living at the same address receives Pension Credit, your entire household qualifies. This rule applies across all UK nations.
If you have not checked your Pension Credit eligibility, you could be missing out not just on the TV licence, but also on other benefits like help with housing costs or council tax. It is worth applying through GOV.UK if you think you might qualify.
Application Process
You can apply for the free TV licence starting from the age of 74. That way, it can begin the moment you turn 75 without delays. The process is simple. You can do it online, over the phone, or by post. You will need your National Insurance number and evidence that you receive Pension Credit.
If you are applying on behalf of a relative, you can help them complete the form or contact TV Licensing on their behalf. Be sure to apply early to avoid being charged the standard fee.
Previous Changes
Before August 2020, every person aged 75 and over received a free TV licence, regardless of income. But in 2020, the government shifted the funding responsibility to the BBC, which then introduced the means-tested system we have today. Since then, only people over 75 who also receive Pension Credit are eligible for the benefit.
Many people were caught off guard by this change, especially those who had never applied for Pension Credit. Now, with the 2026 rules firmly in place, it is important to stay updated and informed.
Other Concessions
Even if you do not qualify for the Free TV Licence for UK Pensioners, you might still be eligible for a concession. If you are registered as blind or severely sight-impaired, you can get a 50 percent discount on your TV licence fee. You will need to provide proof of registration, such as a certificate from your local authority or doctor.
There are also special arrangements for people in care homes and sheltered housing. In these cases, group licences or other support options may be available, depending on your living situation.
What Happens If You Are Not Eligible?
If you do not receive Pension Credit and are over 75, you are required to pay the full TV licence fee, which is currently £159 per year in 2026. This includes watching or recording live TV on any channel and using BBC iPlayer on any device.
The cost can be significant, especially for those living on a fixed income. That is why many organisations urge pensioners to check if they are eligible for Pension Credit. It opens the door to several support options, not just the free TV licence.
Key Takeaways in Bullet Points
- You must be 75 or older and receiving Pension Credit to qualify for a free TV licence.
- Application can begin at age 74 to ensure smooth transition.
- The licence covers the whole household, including partners.
- If you do not receive Pension Credit, you must pay the full £159 fee.
- Registered blind people get a 50 percent discount but must apply separately.
FAQs
Do all pensioners get a free TV licence in 2026?
No, only those aged 75 or over who also receive Pension Credit are eligible for the free licence.
How do I apply for a free TV licence?
You can apply online, by phone, or through the post starting from age 74, using your National Insurance number and proof of Pension Credit.
Is the free TV licence automatic when I turn 75?
No, you must actively apply and prove you receive Pension Credit. It does not happen automatically.
Can my partner’s Pension Credit make me eligible?
Yes, if your partner lives at the same address and receives Pension Credit, your household qualifies.
What if I am registered blind?
You can apply for a 50 percent discount on your TV licence, but this is separate from the pensioner scheme and requires additional documentation.